To determine how much cash you owe, glance at ‘Mijn schulden’ inside the Mijn DUO. You’ll find notifications concerning your obligations not as much as ‘Mijn berichten’. These can getting published away. If you need a statement out-of debt to own a mortgage application otherwise tax return, in some instances all the info in the Mijn DUO is sufficient.
From the Netherlands, your own scholar obligations otherwise lifelong training credit are taken into consideration when calculating exactly how much you could potentially use getting a mortgage. Extremely mortgage brokers thus need proof so it – especially, the degree of your original personal debt. DUO have concurred having lenders as you are able to bring that facts by submission the fresh notification provided at the outset of their payment stage, stating how much cash you need to pay off every month. Discover it notification in the Mijn DUO, around ‘Mijn berichten’.
And this alerts you need to fill in is dependent on in the event the cost phase began. If that are prior to 2017, then chances are you acquired the notification in the January of the year inside the and that the repayment phase been. If this is through the or once 2017, your acquired it 8 weeks ahead of the start of the the cost stage. That is usually within the October or November. Could you be paying down a great lifelong reading borrowing from the bank? You acquired the notification when you look at the January, adopting the stop of the lifelong discovering credit.
If you’re struggling to get the notification into the Mijn DUO, you could demand a copy having fun with our online contact form. You’ll discover which by blog post within this two weeks.
A lot more repayments
Perhaps you have made voluntary most costs? Often, home loan business take this into account whenever figuring how much your can borrow. Including, whilst possess less your own kept month-to-month instalments otherwise since you features eliminated the debt totally. Since the evidence, you can make use of the latest verification your acquired after we processed your own volunteer commission. Or the notification claiming your own shorter month-to-month instalment. For those who paid from the greatest, you really need to discovered that it in this 3 working days. Or even, it will require around 2 weeks.
If you’d like a more detail by detail declaration regarding financial obligation, we can e-mail they for you into consult. But this can be simply you’ll for those who have inserted a valid e-post target into the Mijn DUO. To guard your privacy, we can’t e-send announcements, messages or any other data files. Together with, the consult need to are from new elizabeth-send target inserted into the Mijn DUO.
So you’re able to request an entire statement off debt, play with our very own on line contact form. Depending on your role, you will have the following suggestions:
- your modern personal debt equilibrium at the start of the repayment stage.
- your debt equilibrium, along with desire accumulated.
- your existing interest rate as well as chronilogical age of legitimacy.
- the new quantities of any extra payments produced in addition www.loanonweb.com/installment-loans-tx to their well worth dates.
- the old and you may brand new monthly instalments, in addition to their starting dates.
- the remaining title of your own debt.
- confirmation out-of full installment.
Annual statement getting Dutch income tax authorities
In most cases, you certainly do not need to help you declare your own outstanding scholar obligations whenever submitting a taxation get back throughout the Netherlands. Therefore, we do not give you an annual statement just like the simple. If you wish to know your obligations harmony, there are it in Mijn DUO less than ‘Mijn schulden’. And you can lower than ‘Schuldhistorie’ there was new wide variety your due on the 29 December out of past decades.
Could you live-in the latest Dutch Caribbean? And just have you paid off the beginner loans? Then you’ll definitely found an annual declaration.
- extent a great is more than € step three,two hundred when you’re solitary or higher than € six,eight hundred when you yourself have somebody, and
- your own property for the Package 3 (discounts and financial investments) go beyond brand new difference threshold. In the 2021 that is € 50,100 for single individuals or € one hundred,100000 to possess lovers, on the source time getting .
It’s not necessary to state your own student financing because the income when you file a tax come back. We are able to, not, deliver a public transport report if you’d like it to own their declaration.
While you are unable to log into Mijn DUO, explore our very own on the internet contact form as an alternative to inquire about to suit your yearly statement.
